Senior Market

Providing expertise in Medicare, long-term care, and final expense


Our team of experienced consultants can advise you on all actuarial and operational aspects involved in managing senior market product lines. We provide practical advice and guidance to help companies enter or expand their presence in the senior market as well as develop effective solutions for the profitability of existing blocks of business.

Our expertise is based on many years of consulting work and the prior practical experience that our actuaries gained working in-house for carriers specializing in senior products. We have earned our reputation as experts by assisting dozens of companies with the successful development, implementation, and management of their senior market product lines. Our client list includes many of the top carriers in the market.

In addition to the substantial body of client company data that we monitor, we stay up-to-date with current market trends and emerging insurance regulations in order to provide services and advice that are suitable for our clients and their market. We have frequently participated as speakers, organizers, exhibitors, and sponsors of industry meetings.

Senior Market Product Expertise
  • Medicare Supplement
  • Long-Term Care
  • Combination Products
  • Final Expense Whole Life

How We Help Our Clients

Valuation & Financial Reporting

Valuation services tailored to your financial reporting needs

Actuarial Modeling

Projection models and reporting tools that help drive key business decisions

Experience Analysis

Providing customized reporting to evaluate your business

Rate Increases

Maximized rate increases and efficient insurance department approvals

Pricing & Product Development

Creating successful product portfolios for our clients

Commission Valuations

Valuation of renewal commission streams for agents, banks, and investors

Other Services

Offerings beyond the scope of typical actuarial consulting

Ready to chat?

We can have a no-obligation discussion on how Wakely Actuarial can provide the best in actuarial solutions.

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Wakely Insights

Jim Karnow
Consulting Actuary
“Long-term care insurance is one of the most complex insurance products on the market today. Valuing these risks can be a challenge, but the responsibility I have in my role as a valuation actuary is extremely rewarding.”