Life Insurance

Customized solutions for a host of life insurance offerings


We have consulting expertise in a wide variety of life insurance products lines. Our consultants can assist with all aspects of product line management ranging from competitive analysis and rate manual development, to evaluation of reinsurance proposals, to product administration and ongoing management.

Our Life Insurance practice area provides a full range of valuation functions including Appointed Actuary services. Our Life Insurance actuaries additionally offer Illustration Actuary Certifications.

We provide Actuarial Audits on Statutory and US GAAP Accounting Standard Bases as well as independent actuarial review and state examination services.

Our consultants have many decades of combined experience working intensively with Life and Annuity products. We are well-versed in insurance regulations, as well as demographic and other trends, that impact the pricing and valuation of this business.

Life Insurance Product Lines We Service
  • Whole Life
  • Group Life
  • Term Life
  • Universal Life
  • Combination Life/Health

How We Help Our Clients

Valuation & Financial Reporting

Valuation services tailored to your financial reporting needs

Actuarial Modeling

Projection models and reporting tools that help drive key business decisions

Experience Analysis

Providing customized reporting to evaluate your business

Rate Increases

Maximized rate increases and efficient insurance department approvals

Pricing & Product Development

Creating successful product portfolios for our clients

Commission Valuations

Valuation of renewal commission streams for agents, banks, and investors

Other Services

Offerings beyond the scope of typical actuarial consulting

Ready to chat?

We can have a no-obligation discussion on how Wakely Actuarial can provide the best in actuarial solutions.

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Wakely Insights

Mike Polasky
Consulting Actuary
"I enjoy working in life insurance because I view the product as a way for guardians and providers to leave a legacy to their dependents, and to fulfill needs of their loved ones during their own loss. It's also a product that stands the test of time; the public’s need for it today is the same as it was for centuries prior, and should be the same for generations to come."