With our special expertise in these lines, we have created the following practice divisions to focus on each of these areas:
Life and Annuity Consulting Practice
Our consultants can assist with all aspects of product line management ranging from competitive analysis and rate manual development, to evaluation of reinsurance proposals, to product administration and ongoing management.
Like our other practice divisions, the Life and Annuity Consulting Practice provides a full range of valuation functions including Appointed Actuary services. Our life actuaries additionally offer Illustration Actuary Certification.
We also provide Actuarial Audit on Statutory, US GAAP, and International Accounting Standards Bases as well as independent actuarial review and state examination services.
Our consultants have many decades of combined experience working intensively with Life and Annuity products. We are well-versed in insurance regulations, as well as demographic and other trends, that impact the pricing and valuation of this business.
Our consultants can advise you on all actuarial and operational aspects involved in managing individual and group senior product lines. We offer practical advice and guidance to help companies enter or expand their presence in the senior market, and we provide effective solutions to manage existing blocks of business profitably.
Our expertise is based on many years of consulting work and the prior practical experience that our actuaries and compliance director gained working in-house for carriers specializing in senior products. We have earned our reputation as experts by assisting dozens of companies with the successful development and implementation of their senior market product lines.
Supplemental Health Insurance Consulting Practice
Our consultants have many decades of combined experience working intensively
with Supplemental Health products. In addition to the substantial body
of client company data that we monitor, we keep abreast of current market
trends and emerging insurance regulations in order to provide our clients
with products that are suitable for their market.